Pack Your Bags: Part Two of Travel Tips

With the second most travel season being the holidays it’s time to pack your bags again for the second part of Young Finance 101’s travel tips. Happy holidays!!! Yes, it is officially here meaning the airports are packed and the travelers are probably either in a holly jolly mood or extremely frustrated with the delays…

When to Splurge

Are you having the urge to splurge? That feeling of indulging yourself is evoking you to spend, spend, and spend. Denying yourself all the pleasures you want could have regrettable and costly financial mistakes. Can finding a balance allow you to have it all and stay on track? Perhaps, with a little help from Young…

Back-to-School Savings

School might be out for the Summer, but it’s not forever. It’s just around the corner for students, faculty, staff, and parents to kiss the summertime goodbye and say hello to another school year. Whether or not you enjoy learning or teaching, Young Finance 101 wants to school you on some back-to-school deals for pre-schoolers…

Save Money at the Movies

Who doesn’t love going to see the latest feature film especially when your favorite star, is starring in it? While going to the movies is exciting it can get pricey. From the cost of the ticket to making your way over to the concession stand to load up on snacks you’re going to be spending…

Saving Money on Gardening & Maintaining Your Lawn

Summertime is officially here and while many of us have already started planting and doing yard work, it can get exhausting trying to save money while battling the summer heat. Don’t get a heat stroke trying to make your yard the best in the neighborhood and spend a ton of money showing it off. Instead,…

20 Travel Hacks & Tips

It is officially summer which means it is the start of the travel season for many. So, are you in need of a vacation? Preparing for your trip does not have to be as stressful as you might think with a few helpful hacks and tips from Young Finance 101. #1: Check into your airline…

Money Bootcamp

Money Bootcamp One, two, three, four I won’t swipe my cards no more. Five, six, seven, eight I am going to get my money straight. It’s four months into the new year and hopefully you have goals in mind. Did you set New Year’s resolutions so that you can get your finances in order now, so…

Tax Time!

Tax Time! January 29th (Start) – April 17, 2018 (End) With one week left to file your 2017 taxes, the countdown is on.  If you have not filed them yet, then you’re in luck. Usually, the last day to file your taxes is April 15th, but this year it falls on a weekend and Washington, DC…

Clever Ways to Save on Valentine’s Day

Clever Ways to Save on Valentine’s Day Valentine’s Day is fast-approaching and between buying flowers, chocolates, jewelry, and stuffed teddy bears it can seem overwhelming to get your sweetheart a gift. Think outside the box this Valentine’s Day and go nontraditional by showing off your creativity while saving money in the process. We all know…

Saving Tips for Makeup Addicts

Saving Tips for Makeup Addicts Makeup can get expensive especially if you wear it daily. It might get a little tempting at times to buy the latest beauty products when they hit the shelves. Try to practice smart shopping to save on the items that you use frequently. Consider looking at your monthly budget to…

How to Make Money During the Super Bowl

How to Make Money During the Super Bowl Not everyone likes football. Shocker! So, if you don’t watch football and you don’t even know how to play the game why not spend your Super Bowl Sunday lining your pockets with cash. Here are some unbeatable ways to make money during the game. Drive for Lyft…

How to Have a Kicking Super Bowl Party

How to Have a Kicking Super Bowl Party It’s that time of the year again. Sports, lots of food, the half-time show, the commercials, and the parties; which means that there will be a lot of households planning it big Super Bowl weekend. A big party does not mean that you should go overboard, but if…

Cancel or Keep – Should You Break-up with Your Credit Card?

Cancel or Keep Should You Break-up with Your Credit Card? Your credit card is paid off. You owe nothing. Great feeling right! So, should you call the credit card company and close the account? Are you thinking that you don’t plan to ever use this credit card again so what is the point of keeping it open? Well, think…

Being A Financial Role Model

Being A Financial Role Model Being a financial role model to a child is very important for them to understand what money is and what it is used for. Money has three purposes. It is either to spend it, save it or give it away.  Children often view their parents as role models and observe…

Paying Yourself First

Paying Yourself First You worked hard for the money. So hard for it honey! So you need to treat yourself, right? It is finally here…payday!!! You cannot wait to spend that hard earned money. Not so fast! Before you even think about that purchase or paying that bill you need to be paying yourself first….

Financial Secrets: Accounts Your Spouse Doesn’t Know You Have

Financial Secrets: Accounts Your Spouse Doesn’t Know You Have Let’s face it,  we all have secrets even from our spouse and one of those secrets is money. I am a big believer in having your own money and separate accounts. I am all for one joint account for all of the household bills that you…

Protecting Your Finances

Protecting Your Finances Preserving you future assets – If for any reason you need to take out funds from your retirement accounts (401K or IRA) before the age of 59 ½ make sure you can quickly replenish the lost funds. Maintain a diversified portfolio – Have a broad selection (i.e. life insurance, savings, CDs, annuities,…

Freezing Your Accounts

Freezing Your Accounts When is it a good idea to freeze your credit report? If you have been the victim of identity theft or you want to protect yourself from becoming one then freezing your credit report is a good idea. This is a guarantee that no one will be able to open credit in…

Reasons Why You Are Still In Debt

Reasons Why You Are Still In Debt There could be many reasons why you are still carrying around debt. You are going to have to take a look at your surroundings and daily habits to determine what might be preventing you from having more financial freedom. If you find yourself pulling up to your residence…

Marrying Debt!

Marrying Debt! So you have your act together and are in control of your finances, but your soon-to-be spouse doesn’t. So when you say your vows for richer or poorer to one another then that means you are excepting the other’s finances and debt. If you are worried then here are some ways to protect…

Paying Down Debt

Paying Down Debt Paying down debt can be difficult—especially when you don’t make enough money or when you are living paycheck-to-paycheck. There are millions of people who have trouble emerging from what seems to be a mountain of debt they have created. However, there is hope.  Here are 10 solutions for finally getting your debts…

Student Loan Mistakes

Student Loan Mistakes Congratulations, you made it out of high school and you are on your way to college. So how are you going to pay for it? Those that don’t have a scholarship or have a college fund are left with taking out loans from a lender or busting their butts to pay for…

Living Below Your Means

Living Below Your Means What is living below your means? For many of us, this is harder than it sounds. Living below your means is creating a livelihood where you don’t spend all the money that you earn and you actually stick with a budget that includes putting money away for a rainy day. For…

The Latte Effect

The Latte Effect Morning has finally arrived and you are rushing to get out the door. No time to make and pack a lunch. No time to make a cup of coffee because you are trying to beat that morning traffic heading to work. Once you make it to your destination you have just enough…