When to Splurge

Finding Balance: Splurging vs. Financial Responsibility Do you ever feel the urge to indulge, to splurge on items you may not necessarily need, simply because the temptation is irresistible? We’ve all been there. Giving in to these instant gratifications can lead to costly financial mistakes, but with a little guidance from Young Finance 101, you…

The Art of Thrifty Living

10 Tips for a Rich Life on a Modest Budget Living below your means, a seemingly simple concept, often proves challenging in practice. It involves crafting a lifestyle where your spending aligns with your budget, allowing you to consistently save for unforeseen circumstances. This can be particularly demanding for those living paycheck-to-paycheck, where setting aside…