Cancel or Keep – Should You Break-up with Your Credit Card?

Cancel or Keep Should You Break-up with Your Credit Card? Your credit card is in the clear, debt-free and victorious! Fantastic feeling, right? But before you dial up the credit card company to bid adieu, think twice! Closing that account might seem like a logical step, especially if you don’t plan to swipe that card…

When to Splurge

Finding Balance: Splurging vs. Financial Responsibility Do you ever feel the urge to indulge, to splurge on items you may not necessarily need, simply because the temptation is irresistible? We’ve all been there. Giving in to these instant gratifications can lead to costly financial mistakes, but with a little guidance from Young Finance 101, you…

Freezing Your Accounts

Freezing Your Accounts When considering the fortification of your financial well-being, one powerful strategy stands out—freezing your credit accounts. Whether you’ve fallen prey to identity theft or you’re proactively safeguarding yourself against potential threats, a credit freeze ensures that no unauthorized individual can open credit lines in your name. Executing a Credit Freeze: A Tactical…

From Debt to Vows

Navigating the Financial Landscape of Matrimony So, you’ve got your financial ducks in a row, but your soon-to-be spouse is still wading through debt waters. As you pledge to weather life’s storms together, that includes financial ones too. If you’re feeling jittery, here are some savvy ways to safeguard yourself when tying the knot with…